Meet Our Expert Team
Dedicated professionals with decades of combined experience in financial statement analysis, corporate finance, and investment research. We're passionate about sharing practical knowledge that makes complex financial concepts accessible to learners worldwide.
Percival Thornwick
Lead Financial Analyst & Course Director
With over fifteen years analyzing corporate financial statements across various industries, Percival brings real-world expertise to every lesson. He's worked with investment firms throughout London and Edinburgh, specializing in retail and manufacturing sector analysis.
What sets Percival apart isn't just his technical knowledge—it's his ability to explain why certain ratios matter more than others depending on the business model. He's particularly known for his insights into cash flow patterns and seasonal adjustments that many analysts overlook.
Professional Background
- Senior Analyst at Henderson Investment Research (2018-2024)
- Financial Planning & Analysis Manager at Morrison Industries
- Chartered Financial Analyst (CFA) designation
- MSc Finance from University of Glasgow
- Published researcher on working capital optimization
Our Areas of Specialization
Each team member contributes unique expertise developed through years of practical application in different sectors and analytical contexts.
Ratio Analysis & Interpretation
Beyond calculating standard ratios, we teach you how to spot trends, compare across industries, and identify the metrics that truly matter for different business types. Our approach focuses on practical application rather than memorizing formulas.
Cash Flow Assessment
Understanding how cash actually moves through businesses is crucial for accurate analysis. We specialize in teaching students to read between the lines of cash flow statements and identify operational efficiency patterns.
Risk Management Principles
Financial statements tell stories about risk that aren't always obvious. Our team has extensive experience identifying early warning signs and teaching students to assess financial stability using multiple analytical approaches.
Sector-Specific Analysis
Different industries require different analytical approaches. We bring expertise across retail, manufacturing, technology, and service sectors, helping students understand how business models affect financial statement interpretation.
Learning That Makes a Difference
We believe the best financial education comes from understanding real business situations, not just textbook examples. That's why our courses focus on actual company case studies and practical scenarios you'll encounter in professional settings. Our next comprehensive program begins in September 2025, giving you time to prepare for an intensive learning experience.
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